| APPENDIX 
                              CREFERENCE RULES
1. Powers of Referee A Referee will have the power: 
                             
                               to establish the procedure to be followed during 
                                the reference; to determine the location where the reference 
                                will be considered; to order production of documents and examinations 
                                for discovery, if necessary; to summon and enforce the attendance of witnesses 
                                and to compel them to give oral or written evidence 
                                on oath in the same manner as a court of record 
                                in civil cases; to accept oral or written evidence as the Referee 
                                in his or her discretion considers proper, whether 
                                admissible in a court of law or not; to mediate the differences at any stage in 
                                the proceedings and, if mediation is unsuccessful, 
                                to continue with the reference; and to determine the subject matter of the reference 
                                and, in the exercise of his or her discretion, 
                                to award costs, in accordance with a tariff to 
                                be established by the Courts.
 2. Conduct of Reference The only parties to the reference will be the claimant 
                              and the Fund Counsel. The Referee must adopt the 
                              simplest, least expensive and most expeditious manner 
                              of conducting the reference. The Referee must begin 
                              the reference within 30 days after being appointed. 
                              The language of the reference will be in English 
                              or French, as requested by the claimant. The Referee must give a written report within 30 
                              days of the completion of the reference which will 
                              be automatically confirmed and be final and binding 
                              unless the claimant serves and files a notice of 
                              motion with the Court having jurisdiction in the 
                              Class Action in which he or she is a Class Member 
                              opposing confirmation within 30 days of the delivery 
                              of the Referee's report, provided, however, that 
                              if the amount in issue is less than $10,000 the 
                              Referee will be deemed to have carried on an arbitration 
                              and the report will be deemed to be an arbitration 
                              award. 4. Appearances on a Motion Opposing Confirmation 
                              of a Referee's Report The claimant, the Fund Counsel and each Class Action 
                              Counsel will each have the right, but not the obligation, 
                              to appear on any motion and oppose or support confirmation 
                              of a Referee's report.   
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