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                          | APPENDIX 
                              DARBITRATION RULES
Jurisdiction and Scope
                               The Arbitrator will apply the rules and procedures 
                                of the Arbitration Act of the Province or Territory 
                                in which the Arbitration is conducted, if any, 
                                to any Arbitration conducted hereunder except 
                                to the extent they are modified by the express 
                                provisions of these Rules. Each party acknowledges that it will not apply 
                                to the courts of any jurisdiction to attempt to 
                                enjoin, delay, impede or otherwise interfere with 
                                or limit the scope of the Arbitration or the powers 
                                of the Arbitrator; provided, however, that the 
                                foregoing will not prevent either party from applying 
                                to the courts for a determination with respect 
                                to any matter or challenge provided for in the 
                                Arbitration Act referred to in Section 1 of these 
                                Rules. Each party further acknowledges that the award 
                                of the Arbitrator will be final and conclusive 
                                and there will be no appeal therefrom whatsoever 
                                to any court, tribunal or other authority. The Arbitrator has the jurisdiction to deal 
                                with all matters relating to an appeal from a 
                                decision of the Administrator (a "Dispute") 
                                including, without limitation, the jurisdiction:
  
                              
                                 to determine any question of law, including 
                                  equity; to determine any question of fact, including 
                                  questions of good faith, dishonesty or fraud; to determine any question as to the Arbitrator's 
                                  jurisdiction; to request that the parties enter into arbitration; to order any party to furnish further details, 
                                  whether factual or legal, of that party's case; to proceed with the Arbitration notwithstanding 
                                  the failure or refusal of any party to comply 
                                  with these Rules or with the Arbitrator's orders 
                                  or directions or to attend any meeting or hearing, 
                                  but only after giving that party written notice 
                                  that the Arbitrator intends to do so; to receive and take into account such written 
                                  or oral evidence tendered by the parties as 
                                  the Arbitrator determines is relevant, whether 
                                  or not admissible in law; to make one or more interim awards including, 
                                  without limitation, orders to secure any amount 
                                  relating to the Dispute; and 
                                  to order the parties to produce to the Arbitrator 
                                    and to each other for inspection and to supply 
                                    copies of any documents or classes of documents 
                                    in their possession, power or control that 
                                    the Arbitrator determines to be relevant.
 Place of Arbitration 
                               The Arbitration will be conducted in the Province 
                                or Territory in which the claimant resides at 
                                a location determined from time to time by the 
                                Arbitrator pursuant to Section 6 of these Rules. Meetings
                              The Arbitrator will determine the time, date 
                                and location of meetings for the Arbitration and 
                                will give all the parties 15 days' prior written 
                                notice of such meetings. The parties to the Arbitration will be the 
                                Claimant and the Fund Counsel. The claimant may 
                                be represented or assisted by any person during 
                                the Arbitration. Where the claimant is represented 
                                by another person, the claimant will provide notice 
                                in writing of such representation to the Fund 
                                Counsel and to the Arbitrator at least five days 
                                prior to any Arbitration proceeding. The award of the Arbitrator must be made within 
                                30 days of the completion of the Arbitration.
 Disclosure/Confidentiality 
                               All information disclosed, including all statements 
                                made and documents produced, in the course of 
                                the Arbitration will be held in confidence and 
                                no party will rely on, or introduce as evidence 
                                in any subsequent proceeding, any admission, view, 
                                suggestion, notice, response, discussion or position 
                                of either the claimant or the Fund Counsel or 
                                any acceptance of a settlement proposal or recommendation 
                                for settlement made during the course of the Arbitration, 
                                except (i) as required by law or (ii) to the extent 
                                that disclosure is reasonably necessary for the 
                                establishment or protection of a party's legal 
                                rights against a third party or to enforce the 
                                award of the Arbitrator or to otherwise protect 
                                a party's rights under these Rules. Miscellaneous 
                              The parties may modify any period of time provided 
                                for in these Rules by mutual agreement. The language of the Arbitration will be English 
                                or French, as requested by the claimant. Nothing contained in these Rules prohibits 
                                a party hereto from making an offer of settlement 
                                relating to a Dispute during the course of an 
                                Arbitration. In determining the allocation between the parties 
                                of the costs of the Arbitration, the Arbitrator 
                                may invite submissions as to costs and may consider, 
                                among other things, an offer of settlement made 
                                by a party to the other party prior to or during 
                                the course of an Arbitration. The Arbitrator, 
                                in the exercise of his or her discretion, may 
                                award costs in accordance with a tariff to be 
                                established by the Courts. The award will be rendered in writing and will 
                                contain a recital of the facts upon which the 
                                award is made and the reasons therefor.
   
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